Terms and Conditions

Ride Approval

Effective Date: 2025-12-01

Welcome to Ride Approval (“Ride Approval,” “we,” “us,” or “our”). By accessing or using our website, submitting an application, or engaging with our services, you agree to be bound by the following Terms and Conditions. If you do not agree with these Terms, please do not use our services.


1. About Ride Approval

Ride Approval is a vehicle financing lead-generation and matching service. We help connect individuals seeking vehicle financing with participating third-party dealerships and lenders.

Ride Approval is not a lender, dealership, or financial institution, and we do not make credit decisions, extend credit, or guarantee financing approvals.


2. Eligibility

By using our services, you confirm that:

You are at least 18 years of age

You are a resident of Canada (unless otherwise stated)

The information you provide is accurate, truthful, and complete

Providing false or misleading information may result in disqualification from our services.


3. No Guarantee of Approval

Submitting an application through Ride Approval does not guarantee:

Financing approval

Specific interest rates or loan terms

Vehicle availability

Credit improvement

All financing decisions are made solely by third-party lenders and dealerships based on their own criteria.


4. Role of Third Parties

Ride Approval works with independent dealerships, lenders, and service providers. We are not responsible for:

Credit decisions

Loan terms or interest rates

Vehicle pricing or inventory

Dealer conduct, representations, or agreements

Any contract, loan, or purchase agreement entered into is strictly between you and the dealership or lender.


5. Credit Checks & Authorization

By submitting your information, you expressly authorize:

Ride Approval and its partners to share your information with dealerships and lenders

Participating lenders and dealers to obtain your credit report from one or more credit bureaus

Contact via phone call, SMS, email, or other electronic communication methods

This authorization may include both soft and hard credit inquiries, depending on the lender.


6. Communications & Consent

By using Ride Approval, you consent to receive:

Calls (including automated or prerecorded)

Text messages (SMS)

Emails

These communications may relate to your application, follow-ups, or service updates. Message and data rates may apply. You may opt out at any time by following the instructions provided in the communication.


7. Privacy & Data Use

Your personal information is handled in accordance with our Privacy Policy, which forms part of these Terms.
We do not sell personal data but may share information with trusted partners strictly for the purpose of providing our services.


8. Accuracy of Information

While we strive to provide accurate and up-to-date information, Ride Approval makes no warranties or representations regarding:

Financing terms

Approval likelihood

Dealer inventory or pricing

Information on our website is provided “as is” and may change without notice.


9. Limitation of Liability

To the fullest extent permitted by law, Ride Approval shall not be liable for:

Any direct or indirect losses

Financial loss or credit impact

Disputes with dealerships or lenders

Delays or failure in securing financing

Your sole remedy for dissatisfaction with our service is to discontinue use.


10. Indemnification

You agree to indemnify and hold harmless Ride Approval, its owners, employees, and partners from any claims, losses, or damages arising from:

Your misuse of the service

False information provided by you

Violations of these Terms


11. Intellectual Property

All website content, branding, logos, and materials are the property of Ride Approval and may not be copied, reproduced, or used without written permission.


12. Termination of Use

We reserve the right to suspend or terminate access to our services at any time, without notice, if we believe these Terms have been violated.


13. Governing Law

These Terms are governed by the laws of the Province of Alberta and the laws of Canada, without regard to conflict-of-law principles.


14. Changes to These Terms

Ride Approval may update these Terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.


15. Contact Information

If you have questions about these Terms, please contact:

Ride Approval
Email: [[email protected]]
Website: https://apply.rideapproval.com

Fast Approvals

Get a decision in hours, not days. Our streamlined process means you spend less time waiting and more time driving.

Flexible Terms

Choose payment plans that fit your budget. We work with you to find terms that make sense for your situation.

Expert Support

Our dedicated team guides you every step, ensuring you feel confident and informed throughout the process.

Success Stories

“I never thought I’d get approved with my credit score, but Ride Approval made it happen. I’m now driving a car I love!”

— Maria G.

“The process was so easy and fast. The team answered all my questions and helped me every step of the way.”

— James T.

Frequently Asked Questions

Will applying affect my credit score?

No, submitting our form does not impact your credit score. We use a soft inquiry to match you with lenders.

How fast can I get approved?

Most applicants receive a decision within a few hours of submitting their application.

Do I need a down payment?

Not always. Some lenders offer zero down payment options depending on your situation.

Can I choose any car?

You can select from a wide range of vehicles once approved, based on your eligibility and preferences.

© 2025 Ride Approval