Ride Approval
Effective Date: 2025-12-01
Welcome to Ride Approval (“Ride Approval,” “we,” “us,” or “our”). By accessing or using our website, submitting an application, or engaging with our services, you agree to be bound by the following Terms and Conditions. If you do not agree with these Terms, please do not use our services.
1. About Ride Approval
Ride Approval is a vehicle financing lead-generation and matching service. We help connect individuals seeking vehicle financing with participating third-party dealerships and lenders.
Ride Approval is not a lender, dealership, or financial institution, and we do not make credit decisions, extend credit, or guarantee financing approvals.
2. Eligibility
By using our services, you confirm that:
You are at least 18 years of age
You are a resident of Canada (unless otherwise stated)
The information you provide is accurate, truthful, and complete
Providing false or misleading information may result in disqualification from our services.
3. No Guarantee of Approval
Submitting an application through Ride Approval does not guarantee:
Financing approval
Specific interest rates or loan terms
Vehicle availability
Credit improvement
All financing decisions are made solely by third-party lenders and dealerships based on their own criteria.
4. Role of Third Parties
Ride Approval works with independent dealerships, lenders, and service providers. We are not responsible for:
Credit decisions
Loan terms or interest rates
Vehicle pricing or inventory
Dealer conduct, representations, or agreements
Any contract, loan, or purchase agreement entered into is strictly between you and the dealership or lender.
5. Credit Checks & Authorization
By submitting your information, you expressly authorize:
Ride Approval and its partners to share your information with dealerships and lenders
Participating lenders and dealers to obtain your credit report from one or more credit bureaus
Contact via phone call, SMS, email, or other electronic communication methods
This authorization may include both soft and hard credit inquiries, depending on the lender.
6. Communications & Consent
By using Ride Approval, you consent to receive:
Calls (including automated or prerecorded)
Text messages (SMS)
Emails
These communications may relate to your application, follow-ups, or service updates. Message and data rates may apply. You may opt out at any time by following the instructions provided in the communication.
7. Privacy & Data Use
Your personal information is handled in accordance with our Privacy Policy, which forms part of these Terms.
We do not sell personal data but may share information with trusted partners strictly for the purpose of providing our services.
8. Accuracy of Information
While we strive to provide accurate and up-to-date information, Ride Approval makes no warranties or representations regarding:
Financing terms
Approval likelihood
Dealer inventory or pricing
Information on our website is provided “as is” and may change without notice.
9. Limitation of Liability
To the fullest extent permitted by law, Ride Approval shall not be liable for:
Any direct or indirect losses
Financial loss or credit impact
Disputes with dealerships or lenders
Delays or failure in securing financing
Your sole remedy for dissatisfaction with our service is to discontinue use.
10. Indemnification
You agree to indemnify and hold harmless Ride Approval, its owners, employees, and partners from any claims, losses, or damages arising from:
Your misuse of the service
False information provided by you
Violations of these Terms
11. Intellectual Property
All website content, branding, logos, and materials are the property of Ride Approval and may not be copied, reproduced, or used without written permission.
12. Termination of Use
We reserve the right to suspend or terminate access to our services at any time, without notice, if we believe these Terms have been violated.
13. Governing Law
These Terms are governed by the laws of the Province of Alberta and the laws of Canada, without regard to conflict-of-law principles.
14. Changes to These Terms
Ride Approval may update these Terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.
15. Contact Information
If you have questions about these Terms, please contact:
Ride Approval
Email: [[email protected]]
Website: https://apply.rideapproval.com
Get a decision in hours, not days. Our streamlined process means you spend less time waiting and more time driving.
Choose payment plans that fit your budget. We work with you to find terms that make sense for your situation.
Our dedicated team guides you every step, ensuring you feel confident and informed throughout the process.
“I never thought I’d get approved with my credit score, but Ride Approval made it happen. I’m now driving a car I love!”
— Maria G.
“The process was so easy and fast. The team answered all my questions and helped me every step of the way.”
— James T.
No, submitting our form does not impact your credit score. We use a soft inquiry to match you with lenders.
Most applicants receive a decision within a few hours of submitting their application.
Not always. Some lenders offer zero down payment options depending on your situation.
You can select from a wide range of vehicles once approved, based on your eligibility and preferences.
© 2025 Ride Approval